What involved with a claim for lost earnings?


When it comes to claiming compensation because of an injury caused by work, the process is relatively straightforward. This claim can cover the financial losses incurred and anything else damaged as a result of the accident. However, when it comes to special damages, the situation needs to be monitored more closely. The best example is when an accident at work occurs, and injury is caused. The severity is to the point that you have to take time off work. Since you are not working, your earnings will be less. In this situation, a loss of earnings claim can and should be followed up.

When it comes to a loss of earnings claim, the dependent factor shifts to the specific person and the type of contract he or she signed. Since different companies have different agreements for their employees, these will state what happens in the event of an accident. Whether you are an entrepreneur or employed, you need to know the contract and whether it covers loss of earnings. This contract will show whether someone will receive the full pay slip, part of or no pay at all during the injury and recovery time. However, for those not covered by the loss of earnings claim, there’s a provision of SSP (Statutory Sick Pay) that starts as soon as you miss a few days of work.

The downside to the SSP is that the payment is lower than your earnings. While the loss of earnings claim covers overtime pay, SSP does not. To benefit from the full amount, however, adequate proof should be provided. This should come in the form of previous pay slips. This injury claim can be beneficial if followed up by the help of legal advice. Having a lawyer well-versed in allegations and compensations will come in handy.

If you, unfortunately, suffer injury and it renders you out of work for a period, it is best that you claim compensation. For emphasis, having documents as proof will be paramount to the claim’s success. Documents like past payslips should be kept safe and handy in case they are asked for.

When calculating the amount of income lost during and after the injury is fairly straightforward. When the injuries are serious enough to make the employee unable to work again, this changes everything. With such a situation, medical experts and evidence should be presented. The amount compensated in this regard is up to the anticipated retirement age. All in all, if there’s a loss of income, it is best to make a loss of earnings claim.